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How Does an Appraiser Determine Property Value?

Home appraisers value property by doing a walk-through of the house and then using one of two standard valuation methods: either the “sales comparison approach” or the “cost approach.” Occasionally, an appraiser might apply both valuation methods in an effort to pinpoint an extremely accurate value. A home appraisal provides the best determination of a […]

 

What Mortgage is Right For You? Types of Mortgage Loans Available in 2018

If you’re planning on buying a home soon, you’re probably aware there are many different types of home loans available to you. But how do you decide which type of mortgage loan should you choose? This article will go over all the mortgage programs available and discuss the pros and cons of each, and by the […]

 

Santa Barbara County Residential Statistics July 2018

Whether you are buying or selling in Santa Barbara, it is critical to have a clear understanding of what is going on in our market. You will be better prepared to buy or sell a home by knowing the most important data about local real estate trends. Here is what you need to know about […]

 

9 Insider Secrets to Making Your Listing Photos Shine

Put your hand up if you can guess where most people start their home search. You win if your answer is “online”—turns out, more than 90% of buyers scroll through hundreds of listings on a mobile device or laptop, clicking only on the ones that grab their attention. So if you’re listing your home for […]

 

What the 20 Most Popular Home Renovations Are Really Worth in 2018

Planning to remodel your kitchen, add a master suite, or undertake some other pricey home renovation in 2018? Watch out—not all of these home improvements pay off like they did in the past, according to Remodeling magazine’s latest Cost vs. Value Report. For this much-referenced annual report, now in its 31st year,  researchers pinpointed the average […]

 

Why Have Homeowners Insurance? Here Are Four Good Reasons

Your home is your castle. And whether it’s brand-new or 100 years old, your house is likely your biggest investment. So, it makes sense to protect that treasured investment with a comprehensive insurance policy. While insuring your home is not required by law, there are a few compelling reasons why you should have a home […]

 

Celebrate Old Spanish Days!

Fiesta, or Old Spanish Days, is Santa Barbara’s 88 year-old tradition of celebrating its Spanish heritage. From Aug 1st to the 5th, the streets of Santa Barbara will be bursting with music, dancing, parades, time-honored traditions, authentic cuisine, and so much more. For us, and all visitors who attend, it’s five days of a good […]

 

The 8 Steps of the Mortgage Process

Anything is easier when you break it down. When you’re a first-time homebuyer, the mortgage process can be a little intimidating. Applying for a loan, meeting all the requirements, and closing the deal can be a somewhat lengthy, exacting process. But when you realize that the whole thing breaks down into just eight steps, it’s […]

 

Market Trends for June 2018

  The Santa Barbara Market In Santa Barbara the number of sales was down 8% from 106 in June 2017 to 98 in June 2018.  The median sales price was up 4% from $1,124,750 in June 2017 to $1,167,500 in June 2018 and the average sales price was down 1% from $1,244,542 in June 2017 to […]

 

Is Home Staging Worth Paying for When Selling?

Many sellers wonder if the additional cost to prep your home is worth it. The short answer is, YES! In a 2015 National Association of Realtors study found, “for every $100 invested in staging, the potential return is $400…A staged home will sell for 17 percent more on average than a non-staged home, and 95 […]